CITIZENS, INC. — Director's Dealing 2007

Apr 3, 2007

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-02-14

Reporting Person: RILEY HAROLD E (Director, Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-02-14	Citizens, Inc. Class A Common Stock	L	35.0494	$7.10	Acquired	3987484.4374	Direct
2007-03-14	Citizens, Inc. Class A Common Stock	L	34.1104	$7.30	Acquired	3987518.5478	Direct
2007-04-02	Citizens, Inc. Class A Common Stock	G	120000	$7.37	Disposed	3867518.5478	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	402104	Indirect
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: These shares were purchased through the Employee Stock Purchase Plan as part of regular monthly payroll deduction.

F2: Gift for Southwestern Baptist Theological Seminary