CITIZENS, INC. — Director's Dealing 2007

Sep 25, 2007

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-05-31

Reporting Person: RILEY HAROLD E (Director, Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-05-31	Citizens, Inc. Class A Common Stock	L	31.4864	$7.91	Acquired	3892583.1745	Direct
2007-06-13	Citizens, Inc. Class A Common Stock	L	34.8359	$7.15	Acquired	3892618.0104	Direct
2007-07-11	Citizens, Inc. Class A Common Stock	L	35.4756	$7.02	Acquired	3892653.486	Direct
2007-08-08	Citizens, Inc. Class A Common Stock	L	41.8086	$5.95	Acquired	3892695.2946	Direct
2007-09-12	Citizens, Inc. Class A Common Stock	L	32.7047	$7.61	Acquired	3892727.9993	Direct
2007-09-20	Citizens, Inc. Class A Common Stock	G	30000	$8.39	Disposed	3862727.9993	Direct
2007-09-20	Citizens, Inc. Class A Common Stock	G	50000	$8.39	Disposed	3812727.9993	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	396802	Indirect
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: Gift for Hyde Park Baptist Church

F3: Gift to Baylor University