CITIZENS, INC. — Director's Dealing 2007

Oct 1, 2007

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-01-08

Reporting Person: RILEY RICK D (Director, Vice Chairman, President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-01-08	Citizens, Inc. Class A Common Stock	L	147.9746	$6.75	Acquired	495159.8618	Direct
2007-02-14	Citizens, Inc. Class A Common Stock	L	140.1962	$7.10	Acquired	498681.058	Direct
2007-03-14	Citizens, Inc. Class A Common Stock	L	136.4404	$7.29	Acquired	498817.4984	Direct
2007-04-12	Citizens, Inc. Class A Common Stock	L	132.5585	$7.51	Acquired	498950.0569	Direct
2007-05-31	Citizens, Inc. Class A Common Stock	L	125.9432	$7.91	Acquired	499076.0001	Direct
2007-06-13	Citizens, Inc. Class A Common Stock	L	139.3465	$7.14	Acquired	499215.3466	Direct
2007-07-11	Citizens, Inc. Class A Common Stock	L	141.8995	$7.01	Acquired	499357.2461	Direct
2007-08-08	Citizens, Inc. Class A Common Stock	L	167.2309	$5.90	Acquired	499524.477	Direct
2007-09-12	Citizens, Inc. Class A Common Stock	L	130.8189	$7.60	Acquired	499655.2959	Direct
2007-09-27	Citizens, Inc. Class A Common Stock	G	1000	$7.93	Disposed	498655.2959	Direct
2007-09-27	Citizens, Inc. Class A Common Stock	G	12726	$7.93	Disposed	3048	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	34185	Indirect
Citizens, Inc. Class A Common Stock	325692	Indirect

Footnotes

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: Gift to Hyde Park Baptist Church