CITIZENS, INC. — Director's Dealing 2007

Nov 9, 2007

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2007-11-01

Reporting Person: RILEY HAROLD E (Director, Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-11-01	Citizens, Inc. Class A Common Stock	G	1500	$7.66	Disposed	395302	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	3812727.9993	Direct
Citizens, Inc. Class B Common Stock	1001714	Indirect

Footnotes

F1: Gift from spouse to Hyde Park Baptist Church