Australia and New Zealand Banking Group Ltd. — Investor Presentation 2012

Feb 16, 2012

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ANZ Market Update Three Months to 31 December 2011 Global Markets Performance

17 February 2012

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Global Markets income recovered somewhat in 1Q12

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----- Start of picture text ----- Global Markets Income (FX Adjusted)$m600 Total Income Sales Income Trading & Balance Sheet Income50040030020010001Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11 1Q12----- End of picture text -----

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Global Markets customer sales income at record highs

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----- Start of picture text ----- Trading & Balance Sheet IncomeSales Income (FX Adjusted)(FX Adjusted)$ m Quarterly Sales Income $ m Quarterly Trading & Balance Sheet Income400 Quarterly Average 2008 400 Quarterly Average 2008Quarterly Average 2009 Quarterly Average 2009Quarterly Average 2010 Quarterly Average 2010Quarterly Average 2011 Quarterly Average 2011300 300200 200100 1000 01Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11 1Q12 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11 1Q12----- End of picture text -----

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The material in this presentation is general background information about the Bank’s activities current at the date of the presentation. It is information given in summary form and does not purport to be complete. It is not intended to be relied upon as advice to investors or potential investors and does not take into account the investment objectives, financial situation or needs of any particular investor. These should be considered, with or without professional advice when deciding if an investment is appropriate

This presentation may contain forward-looking statements including statements regarding our intent, belief or current expectations with respect to ANZ’s business and operations, market conditions, results of operations and financial condition, capital adequacy, specific provisions and risk management practices. When used in this presentation, the words “estimate”, “project”, “intend”, “anticipate”, “believe”, “expect”, “should” and similar expressions, as they relate to ANZ and its management, are intended to identify forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. Such statements constitute “forward-looking statements” for the purposes of the United States Private Securities Litigation Reform Act of 1995. ANZ does not undertake any obligation to publicly release the result of an y revisions to these forward-lookin g statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events.

For further information visit

www.anz.com

or con t ac t

Jill Craig Group General Manager Investor Relations

ph: (613) 8654 7749 fax: (613) 8654 9977 e-mail: jill.craig@anz.com

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