Australia and New Zealand Banking Group Ltd. — AGM Information 2025

Nov 12, 2025

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Paul D O'Sullivan Chairman 13 November 2025

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Dear shareholder

2025 Annual General Meeting

On behalf of the Directors of ANZ Group Holdings Limited (ANZ), I confirm that ANZ's 2025 Annual General Meeting (AGM) will be held in person on Thursday, 18 December 2025 commencing at 9:00am (Sydney Time) at the International Convention Centre Sydney, Darling Harbour Theatre, Level 1 14 Darling Drive, Sydney NSW 2000.

AGM Documents

For those shareholders who have not made an election to receive hard copy documents, electronic copies of documents (including the Notice of AGM and an Online Meeting Guide and Frequently Asked Questions document) are available on our website at anz.com/agm. Hard copy materials can be sent to you free of charge by priority by contacting the ANZ Shareholder Information Line on 1800 11 33 99 (within Australia) or +61 3 9415 4010 (outside Australia).

AGM Proxy Form

If you cannot physically attend the AGM and wish to vote, it is important that you complete and submit your AGM proxy form (enclosed with this letter) in accordance with the instructions set out in the form. To be valid, please make sure your proxy form is received by our Share Registry by 9:00am (Sydney Time) on Tuesday 16 December 2025.

Guest Policy

For those shareholders who are planning to attend the AGM in person and wish to bring a guest, we have a policy around pre-registering guests. Details of how to pre-register can be found in both the Notice of Meeting and Online Meeting Guide and Frequently Asked Questions document.

Thank you for your continued support of ANZ. We look forward to your attendance and the opportunity to engage with you at ANZ’s 2025 AGM.

Yours faithfully

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Paul D O'Sullivan Chairman ANZ Group Holdings Limited

ANZ Group Holdings Limited (ANZ) ABN 16 659 510 791