Ameris Bancorp — Director's Dealing 2026

Feb 23, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Ameris Bancorp (ABCB)
CIK: 0000351569
Period of Report: 2026-02-19

Reporting Person: Creasy Ross L (Chief Information Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-19	Common Stock	A	12424	—	Acquired	45857.4082	Direct
2026-02-19	Common Stock	F	5534	$82.93	Disposed	40323.4082	Direct
2026-02-19	Common Stock	A	2412	—	Acquired	42735.4082	Direct

Footnotes

F1: Stock grant pursuant to performance stock unit award originally granted February 23, 2023 pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan.

F2: This transaction represents the withholding of 5,534 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the stock grant of 12,424 shares on
February 19, 2026.

F3: Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting: (i) 804 shares on February 19, 2027; (ii) 804 shares on February 19, 2028; and (iii) 804 shares on
February 19, 2029

F4: This total includes an additional 35.08952 shares acquired by the reporting person as a participant in a dividend reinvestment plan.