Skip to main content
PBS Finanse S.A. logo

PBS Finanse S.A. — Investor Relations & Filings

Ticker · PBF ISIN · PLBEFSN00010 LEI · 25940023NOV2F7H6Q680 WAR Financial and insurance activities
Open in API
Filings indexed 575 across all filing types
Latest filing 2025-04-30 Regulatory Filings
Country PL Poland
Listing WAR PBF

About PBS Finanse S.A.

http://www.pbs-finanse.pl/

PBS Finanse S.A. is a financial services company that provides a range of solutions to both individual and corporate clients. The company's core activities include consumer lending, lease financing, and providing various types of loans. It also functions as a financial intermediary, offers advisory services, and engages in securities and commodity contract intermediation and brokerage. Some sources also indicate involvement in the real estate rental business.

Recent filings

Filing Released Lang Actions
Podpis
Regulatory Filings Classification · 95% confidence The provided document text consists almost entirely of XML tags related to digital signatures (Signature, SignedInfo, Reference, DigestValue, KeyInfo, X509Data, etc.). This structure is characteristic of a digitally signed file, often used to ensure the integrity and authenticity of a primary document. Crucially, the document text contains references to an external file: 'Reference' URI="1-2024-12-31-0-pl.xhtml" and 'DataObjectFormat' Description containing 'filename="1-2024-12-31-0-pl.xhtml"'. This strongly suggests that the current document is merely the signature wrapper, and the actual content (the report or filing) is referenced elsewhere. According to Rule 2 (The 'MENU VS MEAL' Rule), if a document is short and states that a report 'is attached' or provides a link/reference to it, it should be classified as a Report Publication Announcement (RPA) or Regulatory Filing (RNS), rather than the report itself. Since this text is the signature block for an external file, it functions as an announcement or metadata wrapper confirming the authenticity of the attached/referenced document. Given the highly technical nature (XML signature), it fits best under the general regulatory/filing fallback category, RNS, as it is a specific type of regulatory attachment/proof, or RPA if we interpret the signature as announcing the validity of the attached report. RPA (Report Publication Announcement) is slightly more fitting as it confirms the existence and validity of the primary document being published, even if the primary document itself is not present. However, RNS (Regulatory Filings) is the designated fallback for miscellaneous filings that do not fit neatly elsewhere. A digital signature block itself is a specific technical artifact often submitted alongside or as part of a filing, making RNS a robust classification choice when the primary content type is missing.
2025-04-30 Polish
Oświadczenie Zarządu w sprawie rzetelności i sporządzenia sprawozdania
Audit Report / Information Classification · 95% confidence The document text provided is extremely long (1,780,561 characters) and appears to be the raw HTML/CSS content generated by a PDF conversion tool (pdf2htmlEX), indicated by the extensive style blocks, font definitions, and the title '- **html** (xml:lang="pl", xmlns="http://www.w3.org/1999/xhtml")' and 'Consolia XBRL Tools v2.11.7.5'. The presence of XBRL tools suggests this is a regulatory filing, likely a financial report, that has been converted to HTML for web viewing. Given the massive size, it is highly unlikely to be a short announcement like RPA or RNS. Since the content is the full, converted body of a document, and the title suggests a specific period ending '2024-12-31', this points towards a comprehensive annual or interim report. Without explicit headers like '10-K' or '10-Q', and given the Polish language indicator ('pl') and the XBRL context, the most appropriate classification for a comprehensive financial report that isn't explicitly a 10-K is the Interim/Quarterly Report (IR), assuming the 2024-12-31 date implies a full year or a significant period report that isn't the primary 10-K filing. However, the sheer size (nearly 1.8 million characters) strongly suggests a full annual filing (10-K) or a very detailed interim report (IR). Since the document structure is that of a converted report rather than a brief announcement, we rule out RPA/RNS based on the 'Menu vs Meal' rule (this is the meal, not the announcement of the meal). Given the lack of explicit 10-K markers, IR is the next best fit for a comprehensive financial document covering a period. If this were a standard US filing, the size would strongly suggest 10-K, but without that confirmation, IR (Interim/Quarterly Report) covers comprehensive reports shorter than a year, and often serves as the general comprehensive report category when 10-K is not confirmed. Revisiting the definitions: 10-K is the 'Official yearly report'. IR is the 'Comprehensive financial report for a period shorter than a year (e.g., half-year)'. Since the title contains '1-2024-12-31', this is likely the Annual Report for the year ended December 31, 2024. Therefore, 10-K is the most probable classification for a full-length annual financial document. FY 2024
2025-04-30 Polish
Podpis
Governance Information Classification · 98% confidence The provided document text consists almost entirely of XML structures related to digital signatures (Signature, SignedInfo, KeyInfo, X509Data, etc.). This structure is typical for digitally signed regulatory filings or official documents to ensure authenticity and integrity. Crucially, the document contains a reference to a file named "GPW_dobre_Praktyki-2024-12-31-0-pl.xhtml". The term "dobre Praktyki" translates to "Good Practices" or "Corporate Governance Practices" in Polish. The presence of a specific document name related to governance practices, combined with the digital signature wrapper, strongly suggests this is a formal filing related to corporate governance. Reviewing the definitions: - 10-K/IR: These are comprehensive financial reports, which this XML structure is not. - ER/MRQ: These are earnings/quarterly results, not indicated here. - CGR (Governance Information): This category covers internal rules, board structure, and governance practices. The reference to "dobre Praktyki" aligns perfectly with this classification. Since the document is the signed wrapper *of* the governance document (rather than an announcement *about* it, and the length is substantial enough to contain the signature data for a full document), the most appropriate classification is Governance Information (CGR).
2025-04-30 Polish
Oświadczenie o stosowaniu zasad ładu korporacyjnego
Governance Information Classification · 95% confidence The document text provided is heavily truncated and appears to be the raw HTML/CSS structure generated by a PDF conversion tool (pdf2htmlEX), indicated by tags like 'html', 'head', 'style', and font definitions ('ff0', 'ff1'). The title tag contains 'GPW_dobre_Praktyki-2024-12-31-0-pl.xhtml'. 'GPW' typically refers to the Warsaw Stock Exchange (Giełda Papierów Wartościowych w Warszawie). 'dobre Praktyki' translates to 'Good Practices'. This strongly suggests a corporate governance or best practices report, likely related to compliance or internal rules, which aligns best with the Governance Information category (CGR). The document length is very large (over 2 million characters), confirming it is a substantial report, not a short announcement (ruling 2 does not apply). Given the content points towards corporate governance/practices, the classification is Governance Information (CGR).
2025-04-30 Polish
Podpis
Audit Report / Information Classification · 95% confidence The provided document text consists almost entirely of XML structures related to digital signatures (Signature, SignedInfo, KeyInfo, DigestValue, etc.). This structure is characteristic of an electronically signed document, often used to attest to the authenticity and integrity of a primary filing. Crucially, the content references a file named "JSD_PBS_Finanse_S_A-2024-12-31-0-pl.xhtml" and includes a signing time of April 30, 2025, referencing data as of December 31, 2024. The document itself is not the financial report (like 10-K or IR) but the mechanism verifying that report. Since the text is the signature block and not the actual content of a specific report type (like ER, IR, 10-K, etc.), and it is a formal regulatory/legal attachment mechanism, the most appropriate classification is the general fallback for regulatory filings that don't fit specific content categories, which is Regulatory Filings (RNS). It is not an announcement of a report (RPA) because the document *is* the signed artifact, not just a notice about an attached report. FY 2024
2025-04-30 Polish
Sprawozdanie z działalności
Audit Report / Information Classification · 95% confidence The document text provided is highly technical, consisting primarily of HTML structure, CSS styling, and font data (indicated by tags like 'html', 'head', 'style', and base64 encoded font data). The title tag contains 'JSD_PBS_Finanse_S_A-2024-12-31-0-pl.xhtml', suggesting a financial document from 'PBS Finanse S.A.' dated December 31, 2024, likely in Polish ('pl'). However, the content itself is not the narrative or structured data of a standard financial report (like 10-K, IR, or ER). It appears to be the raw output of a PDF-to-HTML conversion tool ('pdf2htmlEX'). Since the actual content of the financial filing is not present, and this is merely the container/format wrapper, the most appropriate classification is the fallback category for miscellaneous or unclassifiable regulatory/data formats, which is 'RNS' (Regulatory Filings/General regulatory announcements). The document length is very large (6.5 million characters), suggesting it contains the full content, but the visible text is purely formatting code, making definitive classification based on content impossible. Therefore, RNS is the safest fallback. FY 2024
2025-04-30 Polish

Browse filings by year

11 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.