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Delfin Group — Investor Relations & Filings

Ticker · DGR1R ISIN · LV0000101806 LEI · 2138002PKHUJIMVMYB13 Nasdaq Baltic Financial and insurance activities
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Filings indexed 1,666 across all filing types
Latest filing 2016-10-24 Capital/Financing Update
Country LV Latvia
Listing Nasdaq Baltic DGR1R

About Delfin Group

https://www.delfingroup.lv/

DelfinGroup is a financial technology company that provides consumer-focused financial and circular retail services. The company's core offerings include consumer loans, pawn loans, and "buy now, pay later" (BNPL) financing. A key part of its business model is the sale of pre-owned goods, promoting a circular economy. DelfinGroup also provides specialized loan products, such as those tailored for senior citizens. Services are delivered through an integrated omnichannel model, combining a network of physical branches with online platforms under its primary brands, Banknote and Vizia.

Recent filings

Filing Released Lang Actions
SIA ExpressCredit boost revenues by 25% and issues bonds worth 5 million euro
Capital/Financing Update Classification · 95% confidence The document provides performance results for SIA ExpressCredit for the 3rd quarter of 2016, including revenue figures and loan amounts granted. Crucially, it also announces the registration and issuance of new corporate bonds totaling EUR 5,000,000 for financing development. This combination of periodic performance highlights and a specific financing/capital structure change (bond issuance) points towards a document focused on financial updates. Since it details key performance indicators (KPIs) for a specific period (Q3 2016) but is not a comprehensive, formal report like a 10-K or IR, it aligns best with an Earnings Release (ER) which typically announces key results. However, the significant focus on the bond issuance (a capital activity) also suggests a CAP filing. Given the structure, which reads like a press release summarizing recent performance and a major financing event, 'Earnings Release' (ER) is appropriate for the performance summary, but 'Capital/Financing Update' (CAP) is highly relevant due to the bond announcement. Since the bond issuance is a major, distinct event detailed alongside the results, and the results are presented as highlights rather than a full report, CAP is a strong candidate, but ER is the standard for quarterly performance summaries. Since the document explicitly details the issuance of bonds ('New bonds for the financing of development'), which is a core component of the 'Capital/Financing Update' (CAP) definition, and this is a significant event reported alongside the Q3 results, CAP is the most specific fit for the combined content, as ER usually focuses purely on operational results. If it were only Q3 results, ER would be chosen. Because of the bond issuance, CAP is selected.
2016-10-24 English
SIA “ExpressCredit” palielina ieņēmumus par 25% un emitē obligācijas 5 miljonu eiro vērtībā
Earnings Release Classification · 100% confidence The document text announces strong operational results for SIA "ExpressCredit" for the 3rd quarter (revenue increase, loan issuance volume) and, crucially, details the issuance and registration of EUR 5 million in corporate bonds ("ExpressCredit 14% 2021 Notes Issue"). This content directly relates to fundraising, financing activities, and changes in capital structure (issuing debt). This aligns perfectly with the definition for Capital/Financing Update (CAP). It is not a full Annual Report (10-K), an Earnings Release (ER, which is usually just highlights), or a Call Transcript (CT). Q3 2016
2016-10-24 Latvian
Informācija par izcelsmes dalībvalsts izvēli
Regulatory Filings Classification · 95% confidence The document is a formal notification from SIA "ExpressCredit" regarding the selection of its 'home Member State' (izcelsmes dalībvalsts) according to Latvian law (Finanšu instrumentu tirgus likuma 3. 1 panta 7.1 daļu). It concerns debt securities listed on a regulated market and is submitted to the competent authority (Finanšu un kapitāla tirgus komisija). This type of specific regulatory declaration, which is not a standard financial report (like 10-K or IR) or a management/board change, fits best under the general category for miscellaneous regulatory announcements, which is RNS (Regulatory Filings). It is too specific for 'CAP' (Capital/Financing Update) as it's a compliance declaration, not a fundraising event, and it doesn't fit any other specific category like DIRS, DIV, or MANG.
2016-09-06 Latvian
Information about the Member State of origin
Regulatory Filings Classification · 95% confidence The document is a formal notification by SIA ExpressCredit to the Financial and Capital Market Commission of Latvia regarding its 'Member State of origin' in accordance with specific Latvian law (Article 3. 1, Part 7.1 of the Law on the Financial Instruments Market). It contains identifying information (Name, Legal address, Registration number) and the specific regulatory context for bond issuers. This type of specific, non-standard regulatory disclosure, which does not fit into core financial reporting (10-K, IR, ER) or corporate actions (DIV, CAP, MANG), is best classified under the general regulatory announcement category.
2016-09-06 English
ExpressCredit_2016_1pusg_IFRS_KONS_latv.pdf
Interim / Quarterly Report Classification · 100% confidence The document is a 'Nerevidēts starpperioda konsolidētais pārskats' (Unaudited Interim Consolidated Report) for SIA ExpressCredit covering the period from 01.01.2016 to 30.06.2016. It contains comprehensive financial statements including the Profit or Loss statement, Balance Sheet, Cash Flow statement, and Management Report. Since it covers a period shorter than a full fiscal year and includes substantive financial data, it is classified as an Interim/Quarterly Report. H1 2016
2016-08-31 Latvian
SIA "ExpressCredit" finanšu rezultāti par 2016. gada pirmo pusgadu
Earnings Release Classification · 99% confidence The document text is titled "SIA "ExpressCredit" finanšu rezultāti par 2016. gada pirmo pusgadu" (Financial results for the first half of 2016). It provides key financial metrics (revenue, expenses, net profit, loan portfolio size) for the six-month period ending June 30, 2016. This content structure is characteristic of a comprehensive financial report for a period shorter than a year. The final sentence explicitly mentions: "Pielikumā neauditētie konsolidētie saīsinātie finanšu pārskati par periodu no 2016. gada 1. janvāra līdz 30. jūnijam" (Unaudited consolidated condensed financial statements for the period from January 1, 2016, to June 30, 2016, attached). Since this document summarizes the results and refers to the attached full statements, it functions as an Interim/Quarterly Report summary. Therefore, the appropriate classification is 'IR' (Interim / Quarterly Report). It is not an 'ER' (Earnings Release) because it contains detailed figures and refers to attached financial statements, suggesting more depth than a typical highlights-only release. H1 2016
2016-08-31 Latvian

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